Never Laugh at Chinese man!

A Chinese man went to a bank in New York City and intends to borrow money of $ 5,000 for travel
business to China for 2 weeks. The officials said that the bank requires a collateral for loans tsbut,
and later the Chinese man wearing a new Ferrari car which was parked in front of the bank as collateral.

Then the bank employees agree to use it as collateral. After the Chinese man was gone,
pegawai2 bank leaders and ridiculed for using the new Ferrari for $ 250,000
as collateral against a loan of $ 5000.

A bank employee then parked his Ferrari into the bank's underground garage.

2 weeks later, the Chinese men back, and pay a debt of $ 5000 and interest thereon amounting to $ 15.41

Bank clerk said, 'Sir, we are very pleased to be doing business with you, and transaction went smoothly.
but we're a bit confused. When you go, we check you and know that you are a millionaire.
Why do you repot2 borrow money for $ 5000? "

Chinese man replied, 'Where else in New York City place that can be used to park my car safely
only with the price of $ 15.41? "